Chang, Chun-Ping, and Li Zhang. “DO NATURAL DISASTERS INCREASE FINANCIAL RISKS? AN EMPIRICAL ANALYSIS”. Buletin Ekonomi Moneter dan Perbankan 23 (January 31, 2020): 61 - 86. Accessed December 6, 2021. https://www.bmeb-bi.org/index.php/BEMP/article/view/1258.